Domestic Google AdSense users how to successfully collect money by wire transfer: detailed guide and China Merchants Bank case sharing

Total 2325 characters, estimated reading time: 6 minutes.

Since November 2019, Google AdSense users in China have faced a common dilemma - Western Union Express collection methods have largely become unworkable. In the past, many relied on Everbright Bank's online service to receive Western Union money transfers, but that channel has also been shut down. This is certainly a heavy blow to content creators who rely on Google AdSense revenue. In response to this, I want to share with you today an alternative to receiving money in Google AdSense via wire transfer. In this process, I will introduce the operation steps and some precautions in detail, and I hope it can help you.

First of all, to collect Google AdSense revenue via wire transfer, you need to have a bank account capable of receiving international wire transfers. In China, many large commercial banks are able to provide this service, such as Bank of China, Construction Bank, Agricultural Bank of China and so on. When choosing a bank, you should take into account factors such as the bank's service fees, exchange rate conversion rates, etc., as these will have a direct impact on the actual amount you receive.

Next, you need to log in to your Google AdSense account, find “Payment Methods” in the “Payment” option, and select “Add New Payment Method”. Here, you will see a wire transfer option, click on it and need to fill in the relevant bank information. It is important to note that the information you fill in must be accurate, including bank name, account name, account number, SWIFT/BIC code, etc. Any error may result in the payment not being successfully sent.

After completing these settings, Google AdSense will send the payment to your designated bank account via wire transfer in accordance with your accumulated earnings during the monthly payment cycle. Usually, the arrival time of wire transfer will be faster, but it still depends on different banks and the actual situation of international remittance. Upon receipt of the money, the bank may charge a service fee, as mentioned earlier, so it is recommended that you take this factor into consideration when choosing a bank.

Additionally, for first-time wire transfer recipients, Google may perform a small verification transfer to ensure the accuracy of the bank account information. So don't be alarmed when you've completed all the setup and see a small amount credited to your account - it's just a normal verification process.

In conclusion, although Western Union Express is restricted in the way of receiving money, receiving money from Google AdSense via wire transfer is still a feasible and relatively efficient solution. As long as you are prepared in advance, understand and follow the relevant rules and requirements of Google AdSense as well as your bank, I believe you will be able to receive the income from Google AdSense smoothly soon. I hope the above sharing can help you, and wish you all the best in your journey of content creation and earnings.

I recommend that you go for a China Merchants Bank savings card, because this is my personal test of success, and China Merchants Bank wire transfer does not need to charge a fee, and do not need to go to the counter to provide any documents, directly on the phone can be operated on the withdrawal and settlement of foreign exchange.

1、Apply for a savings card of China Merchants Bank, open mobile banking and Internet banking.

2. Open Google Affiliate to enter the background:

Click Payment on the left side--Manage Payment Methods--Add Payment Methods, select Add Wire Transfer, and fill in the following information in the pop-up screen:

As follows, just copy it directly (don't leave out or space it out).

Payee ID: Leave blank
Bank account name: fill in the name in Hanyu Pinyin, separated by a space in the middle of the name; if the name is a three-character name, there is no space between the second and third characters in Pinyin.
Bank Name: China Merchants Bank No. 7088 Shennan Avenue, Shenzhen, China
SWIFT BIC: CMBCCNBS
Account number: fill in the China Merchants Bank card number
Repeat account number: Repeat the above
Transit bank: leave blank
Final remitter or payee: leave blank

Note: The above information is the same no matter which city you apply for a CBC card, CBC does not distinguish between branches.

3, check the box Set as the main payment method, save it, and then delete the previous Western Union.

4、How long does it take to receive a Google Adsense wire transfer?

After Google payment, usually 1-3 business days after the recruitment bank will be credited, there will be a text message reminder.

5、How to settle foreign exchange in China Merchants Bank?

After receiving the SMS, open the China Merchants Bank APP and find Foreign Exchange Settlement in All on the homepage.

Finally say a small trick it, the domestic limit of each person a year to receive foreign exchange is 50,000 U.S. dollars, if your receipt of more than, you can Google Adesense background and then increase the wire transfer, using the family's China Merchants Bank card, and set as the main payment method.

Finally, if you previously used Western Union, the default is to wait 90 days for the money to be returned, so for an immediate return, using a wire transfer, open the

https://support.google.com/adsense/contact/request_reissue_received

Request for reissuance of payment where the payment number is the Western Union Monitor number.

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